18 yrs old and a 200sx? - Page 4 - Drifting forum

Suprachick · 30-05-2008, 13:05

Quote:

Originally Posted by chackday

insurance is a killer but its worth it my 1st car wen i was 17 was a suzuki swift gti in black, i smashed it up racing within 6 months, i still have it dry stored but smashed up, i will fix it up one day..... maybe give it to my grand kids lol. if you can just get it insured under your mum or dads name and drive it as 2nd driver thats what i did for years up until recently, why pay over £1000 when adding to ur parents can save you upto £600, this country is rip off Britain everthing is so expensive, only way to survive is if your a billionaire(which im not) or just work on all the loopholes of the system

That's what I do and it still costs me over £1300

R34GTT · 30-05-2008, 13:57

i bought mine when i was 17, just respect the car is all i say, make sure you service it regularly and keep it in good condition.

with regards to drifting, keep it to the track or nice open spaces, not on the road as all surfaces are different and once you hit a kerb there will be no end of trouble

chackday · 30-05-2008, 14:23

Quote:

Originally Posted by Suprachick

That's what I do and it still costs me over £1300

insurance was on the up then but i think genereally like everything else its even worse now, i got quoted £1100 for a new policy on a mk3 1995 golf tdi and im mid 20's, make you wonder, no wonder you see boy racers in their chavved out 1.0 corsa's its virtually impossible to get insurance even on the most basic of cars, on the other hand i only pay around £500 fully comp on my other policy for s14a but thats with plenty of no claims, which will all change as i crashed it 3 weeks ago so come renewal date im a dead man

runaway_robot · 30-05-2008, 14:33

Quote:

Originally Posted by chackday

insurance was on the up then but i think genereally like everything else its even worse now, i got quoted £1100 for a new policy on a mk3 1995 golf tdi and im mid 20's, make you wonder, no wonder you see boy racers in their chavved out 1.0 corsa's its virtually impossible to get insurance even on the most basic of cars, on the other hand i only pay around £500 fully comp on my other policy for s14a but thats with plenty of no claims, which will all change as i crashed it 3 weeks ago so come renewal date im a dead man

Just dont claim on your insurance.

cromwell · 30-05-2008, 14:33

im 21 and have just sold my r33 but was trying to get quotes on it before i did and absolutely nobody would re-insure me! they all just said no straight away even though i had been insured on it for 2 years already. whats that all about!!

chackday · 30-05-2008, 14:59

i hit another driver so got no choice had to claim, did offer to pay him and not go through insurance but such is life...

tails · 04-07-2008, 19:30

right im digging this up instead of starting a new thread same as this fella im turning 18 in a couple weeks and want to buy an s14a currently drive a e30 318 insurance aint so bad under dads but i need to no where to go for the best insurance quotes on the s14a, any help at all people cheers

HellaFlush · 04-07-2008, 19:35

Under your dads name?
As in on his policy? With you as a named driver?

I think thats only possible if hes with a certain company who allows you to get the NCB aswell being a named driver.. Either way its ridiculous, as in reality, he wont be the main driver.. And probably invalidates your insurance, aswell as his at the same time...

islander · 04-07-2008, 19:40

on about insurance, i was a silly fooker and didnt get any till 19, got banned and now i am dredding the thought of it going up in january next year.
22 now and its still around £1800 with the ban.

but if you got the dough mate and a steady paid job go for it

tails · 04-07-2008, 19:47

yeh at the moment im under him, with him as main driver and owner, using his 9 years no claims which i want to carry across.

HellaFlush · 04-07-2008, 19:49

you want to carry HIS NCB over??? LOL! Do you actually understand what insurance is about...

NCB, is a year when YOU havent had an accident...

Frick it...

*ring ring*
Me... Nan? Can you do me a big favour?
Nan.. Yes dear?
Me... Can i use your 25 years NCB so i can get cheap insurance and get a car i probably cant afford to run?
Nan.. Of course dear..
Me... Sweeeet

Or am i missing something?

tails · 04-07-2008, 20:10

what are you on about? my bmw is dead which im currently insured under as a second driver to my dad who only has that insurance on that car which is now declared sorn. so now where cancelling the insurance and taking out a new one on a new car?
as for the remark on afford to run, you'll be surprised.
thankyou.

HellaFlush · 04-07-2008, 20:12

Oh ok.... Your wording isnt very explanitory in your post...

99% of insurance companies wont allow you (as a second driver) to claim the NCB earnt by the main driver (irrelevant of whos ACTUALLY driving).... So when you try to take out your own policy, youll be a bit fucked....

tails · 04-07-2008, 20:23

ah sorry, yeh having a bit of bad luck atm got quoted £6000 which left me speechless even as a second driver so just giving it a last try before i have to just think smaller engine

LiGhTnInG · 04-07-2008, 20:24

What did you get banned for?

Hammond · 04-07-2008, 20:28

who got banned?

LiGhTnInG · 04-07-2008, 20:37

islander.

ah, it's on the previous page

islander · 04-07-2008, 23:37

no insurance dude, missed the payment and thought Id be ok but i already had points so totting up or something

sam13 · 05-07-2008, 17:14

im 21, been driving front wheel drive cars since i started at 17, although been driving RWD transits for work. just selling my primera gt on ebay and getting myself an s13. insurance for me with 1 accident and 2 years no claims is less than 700 quid, which after having a suzuki swift gti in my first year of motoring and paying close to 2k, is a real bargain

MTW · 05-07-2008, 17:28

transit work van RWD experience.......you'll be the don mate.

04-07-2008, 19:49	#71 (permalink)
HellaFlush TeamLifestyler Join Date: Apr 2007 Location: Sussex Posts: 1,616	you want to carry HIS NCB over??? LOL! Do you actually understand what insurance is about... NCB, is a year when YOU havent had an accident... Frick it... ring ring Me... Nan? Can you do me a big favour? Nan.. Yes dear? Me... Can i use your 25 years NCB so i can get cheap insurance and get a car i probably cant afford to run? Nan.. Of course dear.. Me... Sweeeet Or am i missing something? Last edited by HellaFlush : 04-07-2008 at 20:00.

04-07-2008, 20:10	#72 (permalink)
tails dorifto kingu! Join Date: Apr 2005 Location: north west london Posts: 727	what are you on about? my bmw is dead which im currently insured under as a second driver to my dad who only has that insurance on that car which is now declared sorn. so now where cancelling the insurance and taking out a new one on a new car? as for the remark on afford to run, you'll be surprised. thankyou. Last edited by tails : 04-07-2008 at 20:12.

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30-05-2008, 13:57	#62 (permalink)
R34GTT gripper Join Date: Nov 2006 Posts: 22	i bought mine when i was 17, just respect the car is all i say, make sure you service it regularly and keep it in good condition. with regards to drifting, keep it to the track or nice open spaces, not on the road as all surfaces are different and once you hit a kerb there will be no end of trouble

30-05-2008, 14:33	#65 (permalink)
cromwell needs a car! Join Date: Nov 2007 Location: High Wycombe, Bucks + Sydney, Australia Posts: 1,182	im 21 and have just sold my r33 but was trying to get quotes on it before i did and absolutely nobody would re-insure me! they all just said no straight away even though i had been insured on it for 2 years already. whats that all about!!

30-05-2008, 14:59	#66 (permalink)
chackday gripper Join Date: May 2008 Posts: 12	i hit another driver so got no choice had to claim, did offer to pay him and not go through insurance but such is life...

04-07-2008, 19:30	#67 (permalink)
tails dorifto kingu! Join Date: Apr 2005 Location: north west london Posts: 727	right im digging this up instead of starting a new thread same as this fella im turning 18 in a couple weeks and want to buy an s14a currently drive a e30 318 insurance aint so bad under dads but i need to no where to go for the best insurance quotes on the s14a, any help at all people cheers

04-07-2008, 19:35	#68 (permalink)
HellaFlush TeamLifestyler Join Date: Apr 2007 Location: Sussex Posts: 1,616	Under your dads name? As in on his policy? With you as a named driver? I think thats only possible if hes with a certain company who allows you to get the NCB aswell being a named driver.. Either way its ridiculous, as in reality, he wont be the main driver.. And probably invalidates your insurance, aswell as his at the same time...

04-07-2008, 19:40	#69 (permalink)
islander gone wrong Join Date: Mar 2008 Location: the moon Posts: 912	on about insurance, i was a silly fooker and didnt get any till 19, got banned and now i am dredding the thought of it going up in january next year. 22 now and its still around £1800 with the ban. but if you got the dough mate and a steady paid job go for it

04-07-2008, 19:47	#70 (permalink)
tails dorifto kingu! Join Date: Apr 2005 Location: north west london Posts: 727	yeh at the moment im under him, with him as main driver and owner, using his 9 years no claims which i want to carry across.

04-07-2008, 20:12	#73 (permalink)
HellaFlush TeamLifestyler Join Date: Apr 2007 Location: Sussex Posts: 1,616	Oh ok.... Your wording isnt very explanitory in your post... 99% of insurance companies wont allow you (as a second driver) to claim the NCB earnt by the main driver (irrelevant of whos ACTUALLY driving).... So when you try to take out your own policy, youll be a bit fucked....

04-07-2008, 20:23	#74 (permalink)
tails dorifto kingu! Join Date: Apr 2005 Location: north west london Posts: 727	ah sorry, yeh having a bit of bad luck atm got quoted £6000 which left me speechless even as a second driver so just giving it a last try before i have to just think smaller engine

04-07-2008, 20:24	#75 (permalink)
LiGhTnInG Doricomotion Join Date: Aug 2005 Location: DriftRacing.co.uk Posts: 8,756	What did you get banned for?

04-07-2008, 20:28	#76 (permalink)
Hammond I♥THICKREAR Join Date: Jan 2005 Location: Canterbury Posts: 5,016	who got banned?

04-07-2008, 20:37	#77 (permalink)
LiGhTnInG Doricomotion Join Date: Aug 2005 Location: DriftRacing.co.uk Posts: 8,756	islander. ah, it's on the previous page

04-07-2008, 23:37	#78 (permalink)
islander gone wrong Join Date: Mar 2008 Location: the moon Posts: 912	no insurance dude, missed the payment and thought Id be ok but i already had points so totting up or something

05-07-2008, 17:14	#79 (permalink)
sam13 doughnutter Join Date: Apr 2008 Location: somerset Posts: 38	im 21, been driving front wheel drive cars since i started at 17, although been driving RWD transits for work. just selling my primera gt on ebay and getting myself an s13. insurance for me with 1 accident and 2 years no claims is less than 700 quid, which after having a suzuki swift gti in my first year of motoring and paying close to 2k, is a real bargain

05-07-2008, 17:28	#80 (permalink)
MTW STREET DICK Join Date: Jan 2008 Location: Lympstone cdo Posts: 1,007	transit work van RWD experience.......you'll be the don mate.