Insurance is rediculous

Thread in 'Other Chat' started by nissanlover, Jan 31, 2011.

  1. nissanlover

    nissanlover Member

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    18 year old, 1 year no claims, 1998 ford fiesta worth 300 quid, no additional drivers, private property, low annual, etc

    Still always over 2400


    ...
     
    #1 nissanlover, Jan 31, 2011
    Last edited: Jan 31, 2011
  2. SteveDunn

    SteveDunn Straya

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    Add your mum or a female friend on to the policy and it will lower it a bit.
     
  3. murray

    murray Member

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    bad postcode i would say
     
  4. WizardinBlack

    WizardinBlack Member

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    Yeah add your dad or your sister on the policy should drop it a bit. Since I've just got my 2 years no claims insurance is now a lot cheaper so you might just need to hold out a bit longer.
     
  5. nissanlover

    nissanlover Member

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    Mum doesnt drive, if i add my dad and me as named driver it does come down considerably but it becomes a bit of a fiddle and 2400 is just insanity.


    Thing is, i live in the middle of nowhere out in the fell of weardale DL13 2EP lol
     
  6. theholty

    theholty OH NOES

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    Thats why they said add your dad as a named driver, not the policy holder, it should still drop it a bit.
     
  7. nissanlover

    nissanlover Member

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    ill have 2 years under my belt in about 6 or 7 month so will be delighted.
     
  8. DtheBUK

    DtheBUK Active Member

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    how is it a fiddle? As long as he actually drives it once in a while theres no hassle.

    you're right. 2400 is rape, where did you get that?
     
  9. nissanlover

    nissanlover Member

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    oh right, sorry i misunderstood, how does that work then? i'd have thought it would just go up a few hundred
     
  10. nissanlover

    nissanlover Member

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    thats been my average from everyone i have tried, tried all compare sites, and individually through tesco, saisnbury's etc, saisbury's wont even bother lol they just said no due to low amount of years on licsense
     
  11. nissanlover

    nissanlover Member

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    sorry, 18 not 19, made a mistake their, lol i do know my age, was just thinkin about other stuff
     
  12. MrLuke

    MrLuke #172

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    Because it brings the average risk down. I've always had my mum as a 2nd driver, just incase she needs to drive it :-) oh and it saves 500

    Only works with meerkat companies tho, specialists like sky won't lower the premium for this.

    Sent from my Desire HD
     
  13. theholty

    theholty OH NOES

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    because the way the insurance sees it, the less time you spend driving it and the more time an older more experienced driver does the better.

    Edit: beaten to it above :)
     
  14. nissanlover

    nissanlover Member

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    Oh gotcha, makes sense like, and great savings from that


    insurance prices for younger drivers are still stupid all together though, pay like 6 times the price of the car just to drive it for a year
     
  15. GB / John

    GB / John NDC Runner Up 2012

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    Even when I was 32, getting insured, I added a mate who was 55 as 2nd driver and it always lowered it by about £60.
     
  16. HippoSleek_J

    HippoSleek_J Active Member

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    I'd say it was down to your postcode mate. I'm 28, 5 years ncd and a clean licence but it would still cost me £3k+ to insure a 2.5 r33 :( Bad times.
     
  17. MaccyD

    MaccyD Active Member

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    ouch, 24, 4years ncd, 1jz 200sx £800, pow
     
  18. nissanlover

    nissanlover Member

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    damn :rolleyes:
     
  19. Sk3rry

    Sk3rry Member

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    Guys how do they work out the whole postcode thing ? what kinda place is best ?
     
  20. II TimmiTwoMillTurnover II

    II TimmiTwoMillTurnover II Darkside Warrior

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    Did you declare the 1jz??? Heeeyyyyyy lol :thumbs:
     

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