Finance Info

Want to split your payments up to help finance your build? We’ve got you covered!

We currently have two options available to all of our UK customers, check out which option best suits your requirements below.

 

 

WHAT IS IT?

A traditional finance offering with various repayment options. Pay a deposit at the beginning of the term and then over the course of the loan period, monthly payments are made according to the agreed repayment plan.

 

WHAT RATES ARE OFFERED?

All Omni Capital Retail Finance options are subject to a minimum 10% deposit. Loan options and their respective interest rates are as follows:

- 6 months interest free (0%) - Minimum spend £600

- 12 months (9.90%) - Minimum spend £280

- 24, 36 and 48 months (14.90%) - Minimum spend £280

 

6 Months Interest Free (0%) Representative Example:

Minimum Spend

Finance Option

6 Payments Of

Deposit To Pay (10%)

Cash Price

Loan Amount

£6006 Months Interest Free (0%)£165£110.00£1,100.00£990.00

 

12 Months Interest Bearing (9.90%) Representative Example:

Minimum Spend

Finance Option

12 Payments Of

Deposit To Pay (10%)

Cash Price

Loan Amount

Rate Of Interest (Fixed)

Cost Of Finance

£28012 Months Interest Free (9.90%)£82.50£110.00£1,100.00£990.009.90% APR£100.56

 

 

WHO CAN APPLY?

Your application will be subject to a credit check using a recognised credit reference agency as part of our assessment process. Credit is subject to status, UK residents aged 18 years and over. For more information please visit http://www.omnicapitalretailfinance.co.uk/

 

HOW DO I APPLY?

Simply select Omni Capital Retail Finance as your payment option in the checkout, and you will be redirected to the Omni Capital Retail Finance website to complete your finance application. Upon acceptance of your application, you will then notified of the progress of your order.

 

CAN I HAVE MY ORDER SHIPPED TO SOMEWHERE ELSE?

Your order MUST be shipped to the same address verified by Omni Capital Retail Finance at the time of your order. Unfortunately, we cannot change the delivery address after the order has been placed.

 

Driftworks Ltd is acting as a credit broker offering finance products from Omni Capital Retail Finance Limited (or “a panel of lenders” if applicable). Driftworks Ltd is authorised and regulated by the Financial Conduct Authority, registration number 05278259 Address Unit 7 Tyseley Industrial Estate, Seeleys Road, Tyseley, Birmingham, B11 2LQ Credit is subject to status.

 

WHAT IS IT?

Think of it as credit without a card. If approved (the application should take no more than 10 minutes to complete), you'll get a credit limit that can be used straight away at thousands of online stores that accept PayPal. Choose to settle up immediately or spread the costs monthly

 

WHAT RATES ARE OFFERED?

0% interest for 4 months is available on single transactions of £99 or more. It applies automatically to any purchase made using PayPal Credit.

There’s no set re-payments, but pay the full balance off in 4 months and you will have paid no interest.

Any remaining balance due after the 4-month promotional period (or any transactions under £99) will be charged interest at 19.9% p.a. (variable)

You can use this offer as many times as you like as long as you have an available credit limit.

The Representative Annual Percentage Rate for a PayPal Credit account outside of the 0% offer is 19.9% (variable) per annum. This is also the standard rate of interest that will apply to your purchases.

This example shows the typical cost of using PayPal Credit without offers.

Purchase rate 19.9% p.a. (variable)Representative 19.9% APR (variable)Assumed Credit Limit £1,200
Representative example. Subject to status. T&Cs apply.

 

WHO CAN APPLY?

  • You must be a UK Resident ages 18 years or older
  • You must have a good credit history
  • You must have not recently been declared bankrupt
  • You must be employed and have an income greater than £7500 per year

 

HOW DO I APPLY?

Simply select PayPal Credit as your payment option in the checkout, and you will be redirected to PayPal to complete your order.

 

CAN I HAVE MY ORDER SHIPPED TO SOMEWHERE ELSE?

Your order MUST be shipped to the same address verified by PayPal at the time of your order. Unfortunately, we cannot change the delivery address after the order has been placed.

*The minimum payment due still applies to 0% offer balances. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. Driftworks Ltd acts as a broker and offers finance from a restricted range of providers. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349.

For more information, you can call PayPal Customer Service on 0800 368 7155 or visit www.paypal.com

Driftworks Ltd is registered in England and Wales 05278259. Registered office: Unit 7 Tyseley Industrial Estate, Seeleys Road, Tyseley, Birmingham, B11 2LQ. Driftworks Ltd acts as a credit broker and only offers credit products from PayPal Credit. Driftworks Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 695261. Credit provided subject to age and status.