Finance your build

Making online shopping more convenient for you.

Want to split your payments up to make them more manageable? We’ve got you covered!

We currently only have one option available to our UK customers while we bring a new provider online.

paypal banner

Paypal Credit

What is it?

Think of it as credit without a card. If approved (The application should take no more than 10 minutes to complete), you'll get a credit limit that can be used straight away at thousands of online stores that accept PayPal. Choose to settle up immediately or spread the costs monthly

What Rates are offered?

0% interest for 4 months is available on single transactions of £99 or more. It applies automatically to any purchase made using PayPal Credit.

There’s no set re-payments, but pay the full balance off in 4 months and you will have paid no interest.

Any remaining balance due after the 4-month promotional period (or any transactions under £99) will be charged interest at 21.9% p.a. (variable)

You can use this offer as many times as you like as long as you have an available credit limit.

The Representative Annual Percentage Rate for a PayPal Credit account outside of the 0% offer is 21.9% (variable) per annum. This is also the standard rate of interest that will apply to your purchases.

This example shows the typical cost of using PayPal Credit without offers.

Purchase rate 21.9% p.a. (variable)Representative 21.9% APR (variable)Assumed Credit Limit £1,200
Representative example. Subject to status. T&Cs apply.

Who can apply?

  • You must be a UK Resident ages 18 years or older
  • You must have a good credit history
  • You must have not recently been declared bankrupt
  • You must be employed and have an income greater than £7500 per year

How do I apply?

Simply select PayPal Credit as your payment option in the checkout, and you will be redirected to PayPal to complete your order.

Can I have my order shipped to somewhere else?

Your order MUST be shipped to the same address verified by PayPal at the time of your order. Unfortunately, we cannot change the delivery address after the order has been placed.

*The minimum payment due still applies to 0% offer balances. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. Driftworks Ltd acts as a broker and offers finance from a restricted range of providers. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg

For more information, you can call PayPal Customer Service on 0800 368 7155 or visit

Driftworks Ltd is registered in England and Wales 05278259. Registered office: Unit 7 Tyseley Industrial Estate, Seeleys Road, Tyseley, Birmingham, B11 2LQ. Driftworks Ltd acts as a credit broker and only offers credit products from PayPal Credit. Driftworks Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 695261. Credit provided subject to age and status.

Get the latest product releases & offers...