Nurburgring Insurance

Thread in 'Other Chat' started by heard531, Jan 12, 2015.

  1. heard531

    heard531 Hamilton Property

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    Hi all,

    Planning a trip to the ring later in the year.

    Just checked my insurance and it named the ring as not covered.

    Could anyone recommend a company? I did a google and DW search with no luck.

    Any advice on the insurance / general advice for the ring would be appreciated!

    Cheers
     
  2. Nutter

    Nutter Member

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    Did the ring about 2 years ago now and insurance I couldn't find for love nor money! From speaking with the locals the German insurance does cover you for it.

    Best thing to do is the keep the tyres on the blacktop! Or else it gets expensive REAL quick!

    I did it in a bmw 325 drifter with a welder! Hell of a laugh though.
     
  3. heard531

    heard531 Hamilton Property

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    Thanks for the reply.

    I have read all the usual advice such as don't be hero and treat it with respect.

    I'm taking a bmw 330ci with an open diff. I'm not sure if I should upgrade to an LSD for the trip.
     
  4. TiddlesRX7

    TiddlesRX7 Member

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    I drove it for the first time in october in a mates R33 GTR. I'd never driven the GTR till we went to the ring. It was a hell of an eye opener. Loads of fun but like you say its got to be treated with respect. Watch your mirrors and take it steady is my advice.

    Oh and we couldnt find any insurance to cover the ring either.
     
  5. heard531

    heard531 Hamilton Property

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    Cheers for the mirror advice.

    So by the sounds of it, not having insurance for the ring is the norm. I would feel better in my mind knowing I had insurance and if I was to write off someone car I would be covered but then in the same vein it not having the safety net of insurance could stop me getting stupid.
     
  6. ali///art

    ali///art Member

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    I have been driving at the ring at least once every 2 months for the past 7 years , the easiest way is to fly to Koln, most guesthouses do shuttle runs back and forth to the airport if booked, and rent a suzuki swift track side, its near enough impossible to get normal insurance for TF sessions, however some track day insurance will cover TF but be prepared to pay a minimum of £200 per day just for cover if you want to use your own car, again they will only pay out for third party damages, but any damage you do cause to the track in the unfortunate event of a crash be prepared to be hit with a nice bill for recovery clean up and repairs.

    I strongly suggest applying for a EHIC card too along with personal health insurance that covers helicopters, as if your injured this will cost a fortune in bills, you can get coverwise insurance for as little as £7 for a one off trip.

    If you want to drive it uninsured (only cunts do this) just enjoy it read the rules about getting out the way, and regardless of your driving standards, there are other peoples driving standards to worry about, or bits of cars falling off or dear running across in front of you.

    Its called the Green hell for a reason and in the last 2 years has become seriously busy, be prepared to only fit in 1 lap a day due to opening times, ques, closures and weather, and before you go check its actually open the time your there, ive just come back from snowboarding there its an awesome place.

    Long story short track day insurance, if you ring them will cover you third party at a high cost, and have a credit card for everything else.
    Have fun.
     
  7. docwra

    docwra Active Member

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    Apart from TF days not actually being trackdays, so trackday insurance isnt actually valid.

    The only way to get insurance against all eventualities is to do a closed trackday there and get actual trackday insurance, you can get cover for your car but not 3rd party damage on TF days which at the end of the day is whats going to bankrupt you if the worst should happen. Biker fallen off in front of you and you run him over and paralyse him? Wave goodbye to ever having a holiday again.

    Love this bit BTW:

    :wack:
     
  8. heard531

    heard531 Hamilton Property

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    Thanks, there is some good points coming out. I'm off to mates house in a mo as we are booking accommodation and stuff.

    Renting could be the safer option in terms of insurance by we was going to spend 3 days 2 nights at the ring and then spend a few days drinking in and around Germany hence taking our own car. May look into renting instead of using my car on the ring though
     
  9. TiddlesRX7

    TiddlesRX7 Member

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    Yep I must be a cunt then. LOL
     
  10. Daddy_D

    Daddy_D D1 street king

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    Probably the most overrated holiday in my opinion
     
  11. ringer

    ringer HOOooo!

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    It's super super simple. You're not covered.

    Ever.

    If you crash, you can be sued by your insurance company. This has been proven time and time again by the financial ombudsman. There are an absolutely miniscule amount of old cases where insurance companies hadn't closed the loop hole, but you can rest assured they are all now closed.

    LOADS of people incorrectly get TF insurance for the Nurburgring, which is NOT THE NORDSCHLEIFE. The Nurburgring is the GP track, which opens for TF as well from time to time. The Nordschleife is the 14m long circuit in the mountains, which is NEXT to the Nurburgring, and unless someone gives you the name of a specialist broker who will do a deal (and I know of no-one anymore who is), then you're not covered.

    Drive it on TF, you suck up the risk of it costing you. A crash that's not even directly your fault due to negligence could cost you over a million euros if you're particularly unlucky.

    The only time you can easily get covered is on a track day, and most trackday insurance companies will only cover you on ATDO days, which limits you to either Destination Nurburgring or Circuit Days, and maybe a couple of other UK based companies.

    If you're happy with the risk, and understand where you are going, and you have confidence in your car that is about to be spectacularly punished beyond anything drifting or a regular trackday will do, then do it. :) I finally crashed for the first time on my 999th lap ironically, and it was the cheapest possible armco brush-crash I could have had, final bill was £450 all in.

    Renting is the safest option for a UK driver, by some significant margin and actually quite cost effective in the grand scheme of things. Rent4Ring come highly reccomended and have RHD cars.
     
    #11 ringer, Jan 13, 2015
    Last edited: Jan 13, 2015
  12. PhilMorrison

    PhilMorrison Driftworks Owner
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    Pay close attention to this guys user name, and what he said! In our group we have personal experience of an incident involving about 12 high value cars, at least 2 injuries, a helicopter airlift, the police, and closing the track for half a day. The overall cost of this incident was nearly 2 million Euro's... Can you afford that?
    He didn't crash, he didn't make any mistakes, his engine blew up and it dropped some oil on a fast section of the track. He got off the track onto the grass as soon as possible, and flagged oncoming cars to get them to slow down. He did everything right.
    It could happen to literally anyone from the UK that chooses to do TF, as no-one is insured, and it's one of the most dangerous tracks in the world.

    Since that incident I've never done Touristenfahrten again, I go at least once a year still, but to Track days, where the only thing you're financially responsible for is damage to barriers / track. You aren't liable for any damage you cause to other people or cars, as it's run under track day rules. It's also not full of shitters and bikers. If you want to do it properly check out Destination Nurburgring.
     
  13. roliba

    roliba New Member

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    I've got Etron 50 Sport in Mythos Black arriving on 16th November. I've just started changing my insurance and I'm finding it pretty expensive compared to my A4! Has anybody got any UK insurance company recommendations please?
     

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