This takes the piss

Thread in 'Other Chat' started by Will., Aug 25, 2009.

  1. Will.

    Will. Come at me bro

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    I know threads on ridiculous insurance prices are ten a penny on many forums, but this just highlights some of the pointlessly high premiums they lay on you.


    Vauxhall Corsa 1.0 design:

    • 81,262 miles
    • Manual
    • 1.0L, Petrol
    5 Doors, Manual, Hatchback, Petrol, 81,262 miles, Turquoise, MOT-07-2010...

    The first of only a few results confused.com showed me was Elephant.co.uk, quoting a premium of £7,289.30. With £400 voluntary excess!

    Thats for a car valued at a conservative £1,800, meaning I could wrap the car around a tree 3 times over in a single year and they could replace it while remaining in a fair profit margin.

    I know you don't really care, but this has just pissed me off slightly.

    :euge:

    Fail.
     
  2. Brooksie

    Brooksie fuck off

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    and how old are you ?
     
  3. aundre-3000

    aundre-3000 Member

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    yea dude if your 17 or 18 id stay away from insurance search engines its a load of shit

    try e car insurance
    im 17 in a mk4 golf 1.4 and im paying 2050 quid cheapest i had on confused was 4500 :D
     
  4. Mattyboi

    Mattyboi Active Member

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    Its cause you have a little willie, they think you`ll try and drive like a hero to impress chicks to make up for your small wang.
     
  5. Volvo_tom

    Volvo_tom RIVERSIDE!

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    and they wonder why so many people don't have it :)
     
  6. Ryannn

    Ryannn Mmkay.

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    price comparison sites are wank !!
     
  7. 5hane

    5hane Member

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    i found 1800 for4 a mk2 escort 1300 on confused.

    obviously i will look for more closer the time, :thumbs:

    and i know comparason sites are rip offs, and will shop around :)
     
  8. Will.

    Will. Come at me bro

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    as will I, I have learned my lesson.
     
  9. funkyboogalooo

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    Trouble is its not the value of your car that hikes up the cost. Its the fact that being a young/inexperienced driver you have a higher chance of running someone over or smashing into someone elses car that could be a Ferrari or like. So the risk is bigger. Repairing your car doesn't matter if they have to pay out for the death of a child because of the fault of another driver.
    Not saying you will at all but thats where the risk is for the insurers. But i gotta agree thats why so many youngsters run without insurance.
     
  10. superclarkey

    superclarkey DORITECH MOTORSPORT

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    you shouldn't be allowed to drive before your 21 imho.
     
    #10 superclarkey, Aug 25, 2009
    Last edited: Aug 25, 2009
  11. funkyboogalooo

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    Do you mean shouldn't?
     
  12. Bladerider

    Bladerider Ajudged scoundrel !!

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    Fresh from Intensive Care Yo !!
    I know,

    My 600bhp R34GTR valued at 50k when I was 29 was almost £1500/year with all mods declared, they're robbing bastards I tell thee !!!

    :D :D :D

    J.
     
  13. skyvia

    skyvia Active Member

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    Haha bastard :D
     
  14. JamesVX

    JamesVX Dubstepper

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    Blah Insurance is far too high for young guns like myself, Thats why i'm sticking with a Ped until i can afford Car insurance :euge:

    Got my First Job today also (wheeyyy) so i can afford my own stuff now... Dammit!
     
  15. jason2800

    jason2800 Confused E36

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    1800 for a 1,8 toledo 20v

    not bad. could be worse
     
  16. dancin_with_a_cow

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    just wondering has there been anyone stupid enough to pay that amount of money for car insurance?
     
  17. Robbs

    Robbs FRANTIC

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    Probably lol

    alot of insurance companies have a policy to always quote even if they dont want your business as you're high risk etc so instead of turning you down point blank they just price you out, they never expect you to take up the policy but if you were so stoopid then they're quids in .
     
    #17 Robbs, Aug 26, 2009
    Last edited: Aug 26, 2009
  18. Joshy

    Joshy Not Impressed

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    Why?

    It's not like it's going to have the slightest effect on insurance as the insurance companies will still charge ridiculous prices to new drivers, problem is at 21 they might not be able to pay so easy as if they were 17/18, still living with their parents.

    You've got to pay to play, that's at least what I tell myself every time my insurance direct debit comes out...
     
  19. cefiro_drifta

    cefiro_drifta Mad pointing Munky

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    shame my r32, volvo turbo , 525i and pickup truck all mods declared and agreed value on all didnt come to mroe than 1500 combined :D:D:D
     
  20. Daddy_D

    Daddy_D D1 street king

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    Yeah I don't agree with Superclarkey either. It's like saying I shouldn't drive S class Mercedes or 7 series with a V8 engine just because I'm 18-21. Other countries don't work like that which is why I see young people who drive nice cars (as long as they can afford them) compared to here. I don't want to be bold and fat before I can get in a Jaguar and my best times of my live over. This is probably why I admire old folks who drive old, small cars, that also seem in very good condition for their age. Cheap, economical, cheap tax, cheap insurance, just to get you from A to B.

    Now speaking of the insurances, I understand they are pushing this to happen and I remember how hard it was for me to get a quote on something decent that didn't had 600cc-1400cc engine or wasn't considered good for joy riding. I regret I didn't do this earlier but few young fellows are now getting EU insurance from countries they don't even speak the language and the price is what I would pay now at the age of 25 and over. It's brilliant. At the end if they will crash the car, which is what UK companies fear, then why bother saving for no claims bonus?

    *Just to give example. Recently went to London and bought a E38 740i V8. I tried to get daily insurance but couldn't. Full insurance costed me 950GBP, but I cancelled within 14 days to pay just 25GBP. After my friend arrived to pick it up, we phoned Generali in Hungary and they quoted him around 270GBP for full year. He is now driving in Southampton to work and college with a big grin on his face and yet he is only 21. One of the tutors had a WTF expression on his face when got out of his Probe and saw him.

    *Last night I came back from London with a E36 325i for another fellow drifter. Only this time we called a Romanian insurer as the price was more competitive. 19 and paying around 195GBP.
     

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